Shopping online is a great way to save money, and it's way more convenient than shopping in person. You can get some wonderful bargains doing your shopping online, and there's no traffic to fight, no parking spaces to search for and no crowds to fend off at the shopping mall. But some people worry about the security of online shopping. After all, you need to type in your credit card number when you make an online purchase, and having to do that makes some people very nervous.
If this is one of your concerns than there is a solution. A safer way to shop online is to use a virtual credit card instead. This virtual card replaces your usual credit card. Then there is no need to enter or give a credit card number to anyone. This is safe, secure and easy to do. Citi, Discover, and MBNA are several banks that offer virtual credit in place of their usual credit card numbers. A popular online payment service is PayPal. This service offers the same virtual credit card service.
It's easy to start using a virtual credit card number, and it can make all the difference in your comfort level and security. Virtual credit cards are actually credit card numbers that are randomly generated by computer. They're sometimes called substitute credit cards, and they're designed to provide peace of mind for people who worry about credit card fraud or identity theft. There's no extra charge to use a virtual credit card, and they protect your real credit card number from misuse by others.
Each bank or company that offers virtual credit cards uses a slightly different procedure, but the principle behind them is basically the same. Credit card users sign up for the virtual credit card program at their credit card's website, and often download some software from that website. The downloaded software is used to randomly generate the user's substitute credit card numbers. When virtual credit card users are ready to buy online, they enter the virtual credit card number that's generated into the online shop's website, not their real card number. The only people who know the real credit card number is the user and his or her bank or credit card company. The online seller has no access to that information, so there's no possibility of misuse or fraud.
The use of a virtual credit card is wide and varied. Purchases can be made by phone, by mail (postal), not just online. Actually any purchase can be made with your virtual card other than an in-person purchase where a plastic card must be used.
As a credit card user and if you are concerned about identity theft or fraud, then you may want to consider obtaining a virtual credit card. It's free and easy and accepted as payment when shopping on the internet, telephone and through the mail. Take the first step and sign up for one now. It's a small price to pay for such security and protection.
If this is one of your concerns than there is a solution. A safer way to shop online is to use a virtual credit card instead. This virtual card replaces your usual credit card. Then there is no need to enter or give a credit card number to anyone. This is safe, secure and easy to do. Citi, Discover, and MBNA are several banks that offer virtual credit in place of their usual credit card numbers. A popular online payment service is PayPal. This service offers the same virtual credit card service.
It's easy to start using a virtual credit card number, and it can make all the difference in your comfort level and security. Virtual credit cards are actually credit card numbers that are randomly generated by computer. They're sometimes called substitute credit cards, and they're designed to provide peace of mind for people who worry about credit card fraud or identity theft. There's no extra charge to use a virtual credit card, and they protect your real credit card number from misuse by others.
Each bank or company that offers virtual credit cards uses a slightly different procedure, but the principle behind them is basically the same. Credit card users sign up for the virtual credit card program at their credit card's website, and often download some software from that website. The downloaded software is used to randomly generate the user's substitute credit card numbers. When virtual credit card users are ready to buy online, they enter the virtual credit card number that's generated into the online shop's website, not their real card number. The only people who know the real credit card number is the user and his or her bank or credit card company. The online seller has no access to that information, so there's no possibility of misuse or fraud.
The use of a virtual credit card is wide and varied. Purchases can be made by phone, by mail (postal), not just online. Actually any purchase can be made with your virtual card other than an in-person purchase where a plastic card must be used.
As a credit card user and if you are concerned about identity theft or fraud, then you may want to consider obtaining a virtual credit card. It's free and easy and accepted as payment when shopping on the internet, telephone and through the mail. Take the first step and sign up for one now. It's a small price to pay for such security and protection.
About the Author:
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